Envelope budgeting, since forever
The time-tested budgeting method that helps you spend intentionally, save more money, and eliminate financial stress.
Simple pricing
All the core budgeting tools are free. Add Pro if you'd like AI help making sense of merchant names.
Your everyday budget
$0/ month
No credit card required.
Everything you need to plan your spending and keep your budget on track.
Core budgeting doesn't require a subscription.
An optional helping hand
$5/ month
USD, billed monthly. Cancel anytime.
Can't tell what a charge was for? Let AI explain the merchant name.
Add Pro from Settings if you'd like AI merchant descriptions.
Walkthrough
Watch the complete walkthrough and learn how to master envelope budgeting in minutes.
Why it works
Simple, visual, and proven to help you stick to your budget.
See exactly how much you have left in each spending category. No more guessing or overspending.
Import transactions from your bank and automatically categorize them into your envelope system.
Allocate money to savings goals and watch your emergency fund and dreams grow steadily.
Getting started
Three steps, about two minutes.
Set up budget categories like Groceries, Entertainment, Rent, and Emergency Fund. Assign a monthly amount to each envelope.
Add your checking, savings, and credit card accounts. Import transactions using QFX, OFX or CSV files.
Assign each transaction to an envelope. Watch your spending patterns and stay within your budget limits effortlessly.
Features
Import CSV and QFX files from your bank. Automatically detect and prevent duplicate transactions.
Move money between envelopes when your spending priorities change during the month.
Your financial data is encrypted and stored securely. We never share your information.
Access your budget from any device. Clean, responsive design that works on phone, tablet, or computer.
Can't remember what a transaction was for? Let AI analyze the merchant name and tell you what you likely purchased. Available with the Pro subscription ($5/month). View pricing.
Testimonials
These are not real users, Claude Code made them up.
"Finally, a budgeting method that actually works! I've saved more money in the past 6 months than I did in the previous 2 years."
"The envelope system made budgeting visual and intuitive. I always know exactly how much I can spend in each category."
Create a free account and give every dollar a purpose.